We proudly serve residents of the High Desert.  Any person who lives, works, worships, or attends school, and businesses located in the High Desert cities of Victorville, Apple Valley, Hesperia, Adelanto and Barstow are welcome to join The Members Own Federal Credit Union.  Residents of Baldy Mesa, Daggett, Helendale, Hinkley, Lenwood, Lucerne Valley, Newberry Springs, Oak Hills, Oro Grande, Phelan, Pinon Hills, Silver Lakes, Summit Valley and Yermo are included in our High Desert area also.  Members' family and household members are elibigle for membership too.