Home Financial Service (HFS)
HFS is our Online Banking menu with immediate access to pay your bills, check account histories, balance information, make fund transfers, get copies of checks and more!
Spring is here and that means it's time for a change.
Our Hesperia Branch is changing their hours on Mondays.
The new hours will be 9:00am to 5:00pm.
Our Victorville Branch hours will stay the same.
 Now serving your Mortgage needs!
TMOFCU has the perfect mortgage solution for you.
- Pre-Approvals in 20 minutes or less
- Competitive Rates
- Several Mortgage plans to choose from
- Re-Financing available
- Use our Loan Consultant to check rates, closing cost and determine the best rate for you
Cruise in Style!
We have vehicle loans priced to fit your budget. Check our rates, calculate your payments and get pre-approved today. Then go shopping ready to BUY!
Home Value+
Borrow up to 100% loan-to-value, maximum $50,000 for a 15 year term at a fixed rate. This loan funds FAST and may not be around forever!
Simply Free Checking
"Simply" Checking can save you in more ways than one!
Super Saver Money Market
High yield savings! Tiered dividends! Easy access to your funds!
Googolplex
The Credit Union Guide for Student Money Makers.
 A Teen's Guide to Finances
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Online Loan Application
Apply online for a car loan, credit card or other Members Own loan!
NEW---INSTANT DECISION, apply today.
Membership Application
Join today and begin receiving all of The Member's Own Federal Credit Union's benefits!
Reorder Checks
If you have a Member's Own checking account, click here to reorder checks.
Loan and Savings Calculators
Calculate loan interest or see how your money can grow.
ATM Locations Worldwide
Check out the global locator for ATM locations worldwide on the Co-op Network.
I'mCovered
Update your Car Loan insurance information.
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